4.0 This article applies if the Contractor and Client have not agreed in writing that an IDEA event insurance policy will be taken out with Klap No Risk.
4.1 The Client is not entitled to any compensation if the damage was (partially) caused by the Client's failure to comply with its obligations under the agreement and/or these general terms and conditions.
4.2 The Client and/or Contractor will not take out an IDEA event insurance policy with Klap No Risk. The Client must ensure adequate insurance for the event or bear the risk themselves.
4.3 The Contractor is not liable for damage, unless: (i) such damage is covered by its general liability insurance (up to the maximum amount paid out by its insurance) plus the deductible, or (ii) there is intent or gross negligence on the part of the Contractor or one of its managing employees.
4.4 The Contractor's liability for uninsured damage is in all cases limited to direct damage only, with a maximum of € 25,000, unless there is intent or gross negligence on the part of the Contractor or one of its managing employees.